![Spider-man [Human Torch Refractor] #1 (Marvel 2024 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/aosAAeSwZuRqg7Zr/s-l1600.jpg)
Is Spider-man [Human Torch Refractor] #1 worth grading?
Marvel · Marvel 2024 Topps Chrome · full price guide →
Grading rarely pays for this card
PSA 10 copies of Spider-man [Human Torch Refractor] #1 sell for $2,225, only $0.00 above the $4,838 raw price — less than an economy-tier grading fee. A PSA 9 ($760) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $4,838
- PSA 10
- $2,225
- PSA 9
- $760
- Gem premium
- 0.5×
- As of
- Sep 27, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,225 | −$2,638 | −$2,663 | −$2,763 |
| PSA 9 | $760 | −$4,103 | −$4,128 | −$4,228 |
| PSA 8 | $484 | −$4,379 | −$4,404 | −$4,504 |
Net = sale price − $4,838 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,126 | −$3,762 |
| 50% | $1,493 | −$3,395 |
| 75% | $1,859 | −$3,029 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $2,893 | best | 55/45 | 70/30 |
| PSA 10 | $2,225 | −$668 | 55/45 | 75/25 |
| CGC 10 | $1,335 | −$1,558 | 55/45 | 75/25 |
| SGC 10 | $1,335 | −$1,558 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other Marvel 2024 Topps Chrome cards worth checking
Full set checklist →![Black Widow [Black Sapphire] #44 Marvel 2024 Topps Chrome card](https://i.ebayimg.com/images/g/UJoAAeSwOPZpTGTW/s-l500.jpg)
Grading Spider-man [Human Torch Refractor] #1 — FAQ
Is Spider-man [Human Torch Refractor] #1 worth grading?
PSA 10 copies of Spider-man [Human Torch Refractor] #1 sell for $2,225, only $0.00 above the $4,838 raw price — less than an economy-tier grading fee. A PSA 9 ($760) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Spider-man [Human Torch Refractor] #1 worth compared with raw?
A PSA 10 Spider-man [Human Torch Refractor] #1 (Marvel 2024 Topps Chrome) sells for about $2,225 versus $4,838 for a raw near-mint copy — a 0.5× premium as of Sep 27, 2026.
Which grading company is best for Spider-man [Human Torch Refractor] #1?
By resale value, BGS 10 leads at $2,893, ahead of PSA 10 at $2,225. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Spider-man [Human Torch Refractor] #1 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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