Is Spider-man [Human Torch Refractor] #1 worth grading?
Marvel · Marvel 2024 Topps Chrome · full price guide →
Worth grading only if it gems
A PSA 10 Spider-man [Human Torch Refractor] #1 brings $2,225 versus $795 raw — a $1,430 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($760) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $795
- PSA 10
- $2,225
- PSA 9
- $760
- Gem premium
- 2.8×
- As of
- Aug 15, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,225 | +$1,405 | +$1,380 | +$1,280 |
| PSA 9 | $760 | −$60.00 | −$85.00 | −$185 |
| PSA 8 | $467 | −$353 | −$378 | −$478 |
Net = sale price − $795 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,126 | +$281 |
| 50% | $1,493 | +$648 |
| 75% | $1,859 | +$1,014 |
Break-even gem rate at the standard fee: about 6%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $2,893 | best | 55/45 | 70/30 |
| PSA 10 | $2,225 | −$668 | 55/45 | 75/25 |
| CGC 10 | $1,335 | −$1,558 | 55/45 | 75/25 |
| SGC 10 | $1,335 | −$1,558 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $2,225 | $1,335 | $2,893 | $1,335 | — |
| 9.5 | — | — | — | — | $836 |
| 9 | — | — | — | — | $760 |
| 8 | — | — | — | — | $467 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other Marvel 2024 Topps Chrome cards worth checking
Full set checklist →Grading Spider-man [Human Torch Refractor] #1 — FAQ
Is Spider-man [Human Torch Refractor] #1 worth grading?
A PSA 10 Spider-man [Human Torch Refractor] #1 brings $2,225 versus $795 raw — a $1,430 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($760) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Spider-man [Human Torch Refractor] #1 worth compared with raw?
A PSA 10 Spider-man [Human Torch Refractor] #1 (Marvel 2024 Topps Chrome) sells for about $2,225 versus $795 for a raw near-mint copy — a 2.8× premium as of Aug 15, 2026.
Which grading company is best for Spider-man [Human Torch Refractor] #1?
By resale value, BGS 10 leads at $2,893, ahead of PSA 10 at $2,225. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Spider-man [Human Torch Refractor] #1 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Spider-man [Human Torch Refractor] #1 break even?
At a standard ~$50 fee, submitting Spider-man [Human Torch Refractor] #1 breaks even when it gems about 6% of the time (a miss assumed to sell at the PSA 9 price of $760).
Is your Marvel card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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