$Zach Thomas [Refractor] #OG28 (Football Cards 2002 Topps Chrome Own the Game) — is it worth grading?$

Is Zach Thomas [Refractor] #OG28 worth grading?

Football · Football Cards 2002 Topps Chrome Own the Game · full price guide →

Strong grading candidate — 3.6× premium in Grade 9.5

A Grade 9.5 Zach Thomas [Refractor] #OG28 sells for $108 against $30.01 raw: a $77.49 spread, 3.6× the ungraded price. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $30.01
Grade 9.5: $108
Gem premium: 3.6×
As of: Sep 4, 2026

Break-even by outcome and fee

Zach Thomas [Refractor] #OG28: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$108	+$52.49	+$27.49	−$72.51

Net = sale price − $30.01 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Full grade ladder

Raw conditions & history →

Zach Thomas [Refractor] #OG28 graded prices by company and grade
Grade	Graded
9.5	$108

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