Is J.J. McCarthy [Mosaic] #21 worth grading?
Football · Football Cards 2024 Panini Mosaic Notoriety · full price guide →
Strong grading candidate — 23× premium in PSA 10
A PSA 10 J.J. McCarthy [Mosaic] #21 sells for $42.60 against $1.82 raw: a $40.78 spread, 23× the ungraded price. A PSA 9 ($13.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.82
- PSA 10
- $42.60
- PSA 9
- $13.50
- Gem premium
- 23×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $42.60 | +$15.78 | −$9.22 | −$109 |
| PSA 9 | $13.50 | −$13.32 | −$38.32 | −$138 |
| PSA 8 | $9.93 | −$16.89 | −$41.89 | −$142 |
Net = sale price − $1.82 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $20.77 | −$31.05 |
| 50% | $28.05 | −$23.77 |
| 75% | $35.33 | −$16.49 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $55.00 | best | 55/45 | 70/30 |
| PSA 10 | $42.60 | −$12.40 | 55/45 | 75/25 |
| CGC 10 | $26.00 | −$29.00 | 55/45 | 75/25 |
| SGC 10 | $20.75 | −$34.25 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading J.J. McCarthy [Mosaic] #21 — FAQ
Is J.J. McCarthy [Mosaic] #21 worth grading?
A PSA 10 J.J. McCarthy [Mosaic] #21 sells for $42.60 against $1.82 raw: a $40.78 spread, 23× the ungraded price. A PSA 9 ($13.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 J.J. McCarthy [Mosaic] #21 worth compared with raw?
A PSA 10 J.J. McCarthy [Mosaic] #21 (Football Cards 2024 Panini Mosaic Notoriety) sells for about $42.60 versus $1.82 for a raw near-mint copy — a 23× premium as of Sep 4, 2026.
Which grading company is best for J.J. McCarthy [Mosaic] #21?
By resale value, BGS 10 leads at $55.00, ahead of PSA 10 at $42.60. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does J.J. McCarthy [Mosaic] #21 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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