Is Michael Penix Jr. #5 worth grading?
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Worth grading only if it gems
A PSA 10 Michael Penix Jr. #5 brings $89.08 versus $38.70 raw — a $50.38 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($47.00) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $38.70
- PSA 10
- $89.08
- PSA 9
- $47.00
- Gem premium
- 2.3×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $89.08 | +$25.38 | +$0.38 | −$99.62 |
| PSA 9 | $47.00 | −$16.70 | −$41.70 | −$142 |
| PSA 8 | $32.50 | −$31.20 | −$56.20 | −$156 |
Net = sale price − $38.70 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $57.52 | −$31.18 |
| 50% | $68.04 | −$20.66 |
| 75% | $78.56 | −$10.14 |
Break-even gem rate at the standard fee: about 99%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $116 | best | 55/45 | 70/30 |
| PSA 10 | $89.08 | −$26.92 | 55/45 | 75/25 |
| CGC 10 | $53.00 | −$63.00 | 55/45 | 75/25 |
| SGC 10 | $53.00 | −$63.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $89.08 | $53.00 | $116 | $53.00 | — |
| 9.5 | — | — | — | — | $87.00 |
| 9 | — | — | — | — | $47.00 |
| 8 | — | — | — | — | $32.50 |
Run your own numbers
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Grading Michael Penix Jr. #5 — FAQ
Is Michael Penix Jr. #5 worth grading?
A PSA 10 Michael Penix Jr. #5 brings $89.08 versus $38.70 raw — a $50.38 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($47.00) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Michael Penix Jr. #5 worth compared with raw?
A PSA 10 Michael Penix Jr. #5 (Football Cards 2024 Panini Mosaic Money) sells for about $89.08 versus $38.70 for a raw near-mint copy — a 2.3× premium as of Jul 11, 2026.
Which grading company is best for Michael Penix Jr. #5?
By resale value, BGS 10 leads at $116, ahead of PSA 10 at $89.08. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Penix Jr. #5 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Penix Jr. #5 break even?
At a standard ~$50 fee, submitting Michael Penix Jr. #5 breaks even when it gems about 99% of the time (a miss assumed to sell at the PSA 9 price of $47.00).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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