Is J.J. McCarthy #MM-JJM worth grading?
Football · Football Cards 2024 Panini Mosaic Micro · full price guide →
Worth grading only if it gems
A PSA 10 J.J. McCarthy #MM-JJM brings $228 versus $137 raw — a $90.93 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($123) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $137
- PSA 10
- $228
- PSA 9
- $123
- Gem premium
- 1.7×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $228 | +$65.93 | +$40.93 | −$59.07 |
| PSA 9 | $123 | −$39.07 | −$64.07 | −$164 |
| PSA 8 | $80.00 | −$81.57 | −$107 | −$207 |
Net = sale price − $137 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $149 | −$37.82 |
| 50% | $175 | −$11.57 |
| 75% | $201 | +$14.68 |
Break-even gem rate at the standard fee: about 61%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $296 | best | 55/45 | 70/30 |
| PSA 10 | $228 | −$68.50 | 55/45 | 75/25 |
| CGC 10 | $137 | −$159 | 55/45 | 75/25 |
| SGC 10 | $137 | −$159 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $228 | $137 | $296 | $137 | — |
| 9.5 | — | — | — | — | $223 |
| 9 | — | — | — | — | $123 |
| 8 | — | — | — | — | $80.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading J.J. McCarthy #MM-JJM — FAQ
Is J.J. McCarthy #MM-JJM worth grading?
A PSA 10 J.J. McCarthy #MM-JJM brings $228 versus $137 raw — a $90.93 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($123) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 J.J. McCarthy #MM-JJM worth compared with raw?
A PSA 10 J.J. McCarthy #MM-JJM (Football Cards 2024 Panini Mosaic Micro) sells for about $228 versus $137 for a raw near-mint copy — a 1.7× premium as of Jul 11, 2026.
Which grading company is best for J.J. McCarthy #MM-JJM?
By resale value, BGS 10 leads at $296, ahead of PSA 10 at $228. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does J.J. McCarthy #MM-JJM need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading J.J. McCarthy #MM-JJM break even?
At a standard ~$50 fee, submitting J.J. McCarthy #MM-JJM breaks even when it gems about 61% of the time (a miss assumed to sell at the PSA 9 price of $123).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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