Is J.J. McCarthy #15 worth grading?

Football · Football Cards 2024 Panini Mosaic Capital Gains · full price guide →

Strong grading candidate — 15× premium in PSA 10

A PSA 10 J.J. McCarthy #15 sells for $90.11 against $6.07 raw: a $84.04 spread, 15× the ungraded price. A PSA 9 ($25.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $6.07
PSA 10: $90.11
PSA 9: $25.00
Gem premium: 15×
As of: Sep 4, 2026

Break-even by outcome and fee

J.J. McCarthy #15: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$90.11	+$59.04	+$34.04	−$65.96
PSA 9	$25.00	−$6.07	−$31.07	−$131
PSA 8	$10.16	−$20.91	−$45.91	−$146

Net = sale price − $6.07 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

J.J. McCarthy #15: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$41.28	−$14.79
50%	$57.55	+$1.48
75%	$73.83	+$17.76

Break-even gem rate at the standard fee: about 48%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →

J.J. McCarthy #15: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$117	best	55/45	70/30
PSA 10	$90.11	−$26.89	55/45	75/25
CGC 10	$54.00	−$63.00	55/45	75/25
SGC 10	$54.00	−$63.00	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

J.J. McCarthy #15 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$90.11	$54.00	$117	$54.00	—
9.5	—	—	—	—	$35.47
9	—	—	—	—	$25.00
8	—	—	—	—	$10.16

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 2024 Panini Mosaic Capital Gains cards worth checking

Full set checklist →

Caleb Williams [Blue] #2

Raw $79.44PSA 10 $550

Drake Maye #21

Raw $37.25PSA 10 $250

Drake Maye [Silver] #21

Raw $44.25PSA 10 $233

Jayden Daniels [Blue] #20

Raw $76.59PSA 10 $292

Caleb Williams [Gold] #2

Raw $405PSA 10 $900

Drake Maye [Purple] #21

Raw $150PSA 10 $220

Grading J.J. McCarthy #15 — FAQ

Is J.J. McCarthy #15 worth grading?

How much is a PSA 10 J.J. McCarthy #15 worth compared with raw?

A PSA 10 J.J. McCarthy #15 (Football Cards 2024 Panini Mosaic Capital Gains) sells for about $90.11 versus $6.07 for a raw near-mint copy — a 15× premium as of Sep 4, 2026.

Which grading company is best for J.J. McCarthy #15?

By resale value, BGS 10 leads at $117, ahead of PSA 10 at $90.11. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does J.J. McCarthy #15 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading J.J. McCarthy #15 break even?

At a standard ~$50 fee, submitting J.J. McCarthy #15 breaks even when it gems about 48% of the time (a miss assumed to sell at the PSA 9 price of $25.00).

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Or try it on the web →