Is Michael Schumacher [Refractor] #192 worth grading?
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Worth grading only if it gems
A PSA 10 Michael Schumacher [Refractor] #192 brings $38.50 versus $2.49 raw — a $36.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($13.47) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $2.49
- PSA 10
- $38.50
- PSA 9
- $13.47
- Gem premium
- 15×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $38.50 | +$11.01 | −$13.99 | −$114 |
| PSA 9 | $13.47 | −$14.02 | −$39.02 | −$139 |
| PSA 8 | $7.12 | −$20.37 | −$45.37 | −$145 |
Net = sale price − $2.49 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $19.73 | −$32.76 |
| 50% | $25.98 | −$26.51 |
| 75% | $32.24 | −$20.25 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $50.00 | best | 55/45 | 70/30 |
| PSA 10 | $38.50 | −$11.50 | 55/45 | 75/25 |
| CGC 10 | $23.00 | −$27.00 | 55/45 | 75/25 |
| SGC 10 | $23.00 | −$27.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Michael Schumacher [Refractor] #192 — FAQ
Is Michael Schumacher [Refractor] #192 worth grading?
A PSA 10 Michael Schumacher [Refractor] #192 brings $38.50 versus $2.49 raw — a $36.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($13.47) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Michael Schumacher [Refractor] #192 worth compared with raw?
A PSA 10 Michael Schumacher [Refractor] #192 (Racing Cards 2024 Topps Chrome Formula 1) sells for about $38.50 versus $2.49 for a raw near-mint copy — a 15× premium as of Sep 3, 2026.
Which grading company is best for Michael Schumacher [Refractor] #192?
By resale value, BGS 10 leads at $50.00, ahead of PSA 10 at $38.50. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Schumacher [Refractor] #192 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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