![Michael Schumacher [Gold Refractor] #187 (Racing Cards 2024 Topps Chrome Formula 1) — is it worth grading?](https://i.ebayimg.com/images/g/-SIAAeSwyUdqRZen/s-l1600.jpg)
Is Michael Schumacher [Gold Refractor] #187 worth grading?
Racing · Racing Cards 2024 Topps Chrome Formula 1 · full price guide →
Strong grading candidate — 13× premium in PSA 10
A PSA 10 Michael Schumacher [Gold Refractor] #187 sells for $194 against $14.50 raw: a $180 spread, 13× the ungraded price. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $14.50
- PSA 10
- $194
- Gem premium
- 13×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $194 | +$155 | +$130 | +$29.85 |
Net = sale price − $14.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $253 | best | 55/45 | 70/30 |
| PSA 10 | $194 | −$58.65 | 55/45 | 75/25 |
| CGC 10 | $117 | −$136 | 55/45 | 75/25 |
| SGC 10 | $117 | −$136 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC |
|---|---|---|---|---|
| 10 | $194 | $117 | $253 | $117 |
Run your own numbers
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Grading Michael Schumacher [Gold Refractor] #187 — FAQ
Is Michael Schumacher [Gold Refractor] #187 worth grading?
A PSA 10 Michael Schumacher [Gold Refractor] #187 sells for $194 against $14.50 raw: a $180 spread, 13× the ungraded price. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Schumacher [Gold Refractor] #187 worth compared with raw?
A PSA 10 Michael Schumacher [Gold Refractor] #187 (Racing Cards 2024 Topps Chrome Formula 1) sells for about $194 versus $14.50 for a raw near-mint copy — a 13× premium as of Jul 11, 2026.
Which grading company is best for Michael Schumacher [Gold Refractor] #187?
By resale value, BGS 10 leads at $253, ahead of PSA 10 at $194. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Schumacher [Gold Refractor] #187 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your racing card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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