Is Michael Schumacher [Black White RayWave Refractor] #187 worth grading?
Racing · Racing Cards 2024 Topps Chrome Formula 1 · full price guide →
Worth grading only if it gems
A Grade 9.5 Michael Schumacher [Black White RayWave Refractor] #187 brings $28.00 versus $1.34 raw — a $26.66 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($25.74) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $1.34
- Grade 9.5
- $28.00
- PSA 9
- $25.74
- Gem premium
- 21×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $28.00 | +$1.66 | −$23.34 | −$123 |
| PSA 9 | $25.74 | −$0.60 | −$25.60 | −$126 |
Net = sale price − $1.34 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $26.30 | −$25.04 |
| 50% | $26.87 | −$24.47 |
| 75% | $27.43 | −$23.91 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome Formula 1 cards worth checking
Full set checklist →![Isack Hadjar [Sapphire] #41 2024 Topps Chrome Formula 1 card](https://i.ebayimg.com/images/g/QHkAAeSwJaRqXTTk/s-l500.jpg)
Grading Michael Schumacher [Black White RayWave Refractor] #187 — FAQ
Is Michael Schumacher [Black White RayWave Refractor] #187 worth grading?
A Grade 9.5 Michael Schumacher [Black White RayWave Refractor] #187 brings $28.00 versus $1.34 raw — a $26.66 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($25.74) only about breaks even after fees, so the case rests on gemming.
Best on iPhone & Android
Check your racing card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
