![J.J. McCarthy [College Materials Signature] #41 (Football Cards 2024 Panini National Treasures Collegiate) — is it worth grading?](https://i.ebayimg.com/images/g/tNQAAeSwF~FptWTy/s-l1600.jpg)
Is J.J. McCarthy [College Materials Signature] #41 worth grading?
Football · Football Cards 2024 Panini National Treasures Collegiate · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 J.J. McCarthy [College Materials Signature] #41 sells for $496 against $133 raw: a $362 spread, 3.7× the ungraded price. Even a PSA 9 ($204) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $133
- PSA 10
- $496
- PSA 9
- $204
- Gem premium
- 3.7×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $496 | +$337 | +$312 | +$212 |
| PSA 9 | $204 | +$45.75 | +$20.75 | −$79.25 |
| PSA 8 | $183 | +$24.25 | −$0.75 | −$101 |
Net = sale price − $133 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $277 | +$93.66 |
| 50% | $350 | +$167 |
| 75% | $423 | +$239 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $644 | best | 55/45 | 70/30 |
| PSA 10 | $496 | −$148 | 55/45 | 75/25 |
| CGC 10 | $297 | −$347 | 55/45 | 75/25 |
| SGC 10 | $297 | −$347 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $496 | $297 | $644 | $297 | — |
| 9.5 | — | — | — | — | $365 |
| 9 | — | — | — | — | $204 |
| 8 | — | — | — | — | $183 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading J.J. McCarthy [College Materials Signature] #41 — FAQ
Is J.J. McCarthy [College Materials Signature] #41 worth grading?
A PSA 10 J.J. McCarthy [College Materials Signature] #41 sells for $496 against $133 raw: a $362 spread, 3.7× the ungraded price. Even a PSA 9 ($204) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 J.J. McCarthy [College Materials Signature] #41 worth compared with raw?
A PSA 10 J.J. McCarthy [College Materials Signature] #41 (Football Cards 2024 Panini National Treasures Collegiate) sells for about $496 versus $133 for a raw near-mint copy — a 3.7× premium as of Jul 11, 2026.
Which grading company is best for J.J. McCarthy [College Materials Signature] #41?
By resale value, BGS 10 leads at $644, ahead of PSA 10 at $496. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does J.J. McCarthy [College Materials Signature] #41 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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