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Is Brian Griese, David Terrell [Refractor] #TC7 worth grading?

Football · Football Cards 2001 Topps Chrome Combos · full price guide →

Grading rarely pays for this card

Grade 9 copies of Brian Griese, David Terrell [Refractor] #TC7 sell for $2.06, only $0.41 above the $1.65 raw price — less than an economy-tier grading fee. A PSA 9 ($2.06) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$1.65
Grade 9
$2.06
PSA 9
$2.06
Gem premium
1.2×
As of
Sep 3, 2026

Break-even by outcome and fee

Brian Griese, David Terrell [Refractor] #TC7: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9$2.06−$24.59−$49.59−$150
PSA 9$2.06−$24.59−$49.59−$150

Net = sale price − $1.65 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Brian Griese, David Terrell [Refractor] #TC7: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$2.06−$49.59
50%$2.06−$49.59
75%$2.06−$49.59

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Brian Griese, David Terrell [Refractor] #TC7 graded prices by company and grade
GradeGraded
9.5$2.00
9$2.06

Run your own numbers

Should I pay this?

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Grading Brian Griese, David Terrell [Refractor] #TC7 — FAQ

Is Brian Griese, David Terrell [Refractor] #TC7 worth grading?

Grade 9 copies of Brian Griese, David Terrell [Refractor] #TC7 sell for $2.06, only $0.41 above the $1.65 raw price — less than an economy-tier grading fee. A PSA 9 ($2.06) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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