Is Gary Payton #U-92 worth grading?
Basketball · Basketball Cards 1990 Fleer Update · full price guide →
Strong grading candidate — 18× premium in PSA 10
A PSA 10 Gary Payton #U-92 sells for $72.05 against $3.97 raw: a $68.08 spread, 18× the ungraded price. A PSA 9 ($15.28) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.97
- PSA 10
- $72.05
- PSA 9
- $15.28
- Gem premium
- 18×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $72.05 | +$43.08 | +$18.08 | −$81.92 |
| PSA 9 | $15.28 | −$13.69 | −$38.69 | −$139 |
| PSA 8 | $7.90 | −$21.07 | −$46.07 | −$146 |
Net = sale price − $3.97 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $29.47 | −$24.50 |
| 50% | $43.66 | −$10.30 |
| 75% | $57.86 | +$3.89 |
Break-even gem rate at the standard fee: about 68%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| SGC 10 | $120 | best | 55/45 | 75/25 |
| CGC 10 | $95.00 | −$25.00 | 55/45 | 75/25 |
| BGS 10 | $94.00 | −$26.00 | 55/45 | 70/30 |
| PSA 10 | $72.05 | −$47.95 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $72.05 | $95.00 | $94.00 | $120 | — |
| 9.5 | — | — | — | — | $31.68 |
| 9 | — | — | — | — | $15.28 |
| 8 | — | — | — | — | $7.90 |
| 7 | — | — | — | — | $5.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Grading Gary Payton #U-92 — FAQ
Is Gary Payton #U-92 worth grading?
A PSA 10 Gary Payton #U-92 sells for $72.05 against $3.97 raw: a $68.08 spread, 18× the ungraded price. A PSA 9 ($15.28) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Gary Payton #U-92 worth compared with raw?
A PSA 10 Gary Payton #U-92 (Basketball Cards 1990 Fleer Update) sells for about $72.05 versus $3.97 for a raw near-mint copy — a 18× premium as of Jul 11, 2026.
Which grading company is best for Gary Payton #U-92?
By resale value, SGC 10 leads at $120, ahead of CGC 10 at $95.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Gary Payton #U-92 need for a SGC 10?
SGC publishes 55/45 front and 75/25 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Gary Payton #U-92 break even?
At a standard ~$50 fee, submitting Gary Payton #U-92 breaks even when it gems about 68% of the time (a miss assumed to sell at the PSA 9 price of $15.28).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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