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Terry Cummings #23 (Basketball Cards 1987 Fleer) — is it worth grading?

Is Terry Cummings #23 worth grading?

Basketball · Basketball Cards 1987 Fleer · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Terry Cummings #23 sells for $1,247 against $2.20 raw: a $1,245 spread, 567× the ungraded price. Even a PSA 9 ($49.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$2.20
PSA 10
$1,247
PSA 9
$49.00
Gem premium
567×
As of
Sep 4, 2026

Break-even by outcome and fee

Terry Cummings #23: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$1,247+$1,220+$1,195+$1,095
PSA 9$49.00+$21.80−$3.20−$103
PSA 8$23.50−$3.70−$28.70−$129

Net = sale price − $2.20 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Terry Cummings #23: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$349+$296
50%$648+$596
75%$948+$895

Break-even gem rate at the standard fee: about 0%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →
Terry Cummings #23: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$1,621best55/4570/30
PSA 10$1,247−$37455/4575/25
CGC 10$748−$87355/4575/25
SGC 10$748−$87355/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Terry Cummings #23 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$1,247$748$1,621$748—
9.5————$71.95
9————$49.00
8————$23.50
7————$9.06

Swipe the table for the other grading companies →

Run your own numbers

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Enter the seller’s asking price to see your net outcome per grade.

Other 1987 Fleer cards worth checking

Full set checklist →

Grading Terry Cummings #23 — FAQ

Is Terry Cummings #23 worth grading?

A PSA 10 Terry Cummings #23 sells for $1,247 against $2.20 raw: a $1,245 spread, 567× the ungraded price. Even a PSA 9 ($49.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Terry Cummings #23 worth compared with raw?

A PSA 10 Terry Cummings #23 (Basketball Cards 1987 Fleer) sells for about $1,247 versus $2.20 for a raw near-mint copy — a 567× premium as of Sep 4, 2026.

Which grading company is best for Terry Cummings #23?

By resale value, BGS 10 leads at $1,621, ahead of PSA 10 at $1,247. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Terry Cummings #23 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Terry Cummings #23 break even?

At a standard ~$50 fee, submitting Terry Cummings #23 breaks even when it gems about 0% of the time (a miss assumed to sell at the PSA 9 price of $49.00).

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