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Terry Cummings #23 (Basketball Cards 1987 Fleer) — is it worth grading?

Is Terry Cummings #23 worth grading?

Basketball · Basketball Cards 1987 Fleer · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Terry Cummings #23 sells for $1,251 against $2.20 raw: a $1,249 spread, 569× the ungraded price. Even a PSA 9 ($48.74) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$2.20
PSA 10
$1,251
PSA 9
$48.74
Gem premium
569×
As of
Jul 11, 2026

Break-even by outcome and fee

Terry Cummings #23: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$1,251+$1,224+$1,199+$1,099
PSA 9$48.74+$21.54−$3.46−$103
PSA 8$19.95−$7.25−$32.25−$132

Net = sale price − $2.20 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Terry Cummings #23: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$349+$297
50%$650+$598
75%$950+$898

Break-even gem rate at the standard fee: about 0%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Terry Cummings #23: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$1,626best55/4570/30
PSA 10$1,251−$37555/4575/25
CGC 10$751−$87555/4575/25
SGC 10$751−$87555/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Terry Cummings #23 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$1,251$751$1,626$751
9.5$71.06
9$48.74
8$19.95
7$5.58

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Full set checklist

Grading Terry Cummings #23 — FAQ

Is Terry Cummings #23 worth grading?

A PSA 10 Terry Cummings #23 sells for $1,251 against $2.20 raw: a $1,249 spread, 569× the ungraded price. Even a PSA 9 ($48.74) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Terry Cummings #23 worth compared with raw?

A PSA 10 Terry Cummings #23 (Basketball Cards 1987 Fleer) sells for about $1,251 versus $2.20 for a raw near-mint copy — a 569× premium as of Jul 11, 2026.

Which grading company is best for Terry Cummings #23?

By resale value, BGS 10 leads at $1,626, ahead of PSA 10 at $1,251. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Terry Cummings #23 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Terry Cummings #23 break even?

At a standard ~$50 fee, submitting Terry Cummings #23 breaks even when it gems about 0% of the time (a miss assumed to sell at the PSA 9 price of $48.74).

Is your basketball card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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