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Is Steve Smith [Xfractor] #132 worth grading?

Football · Football Cards 2001 Bowman Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Steve Smith [Xfractor] #132 sells for $385 against $269 raw: a $116 spread, 1.4× the ungraded price. Even a PSA 9 ($350) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$269
Grade 9.5
$385
PSA 9
$350
Gem premium
1.4×
As of
Sep 4, 2026

Break-even by outcome and fee

Steve Smith [Xfractor] #132: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$385+$91.35+$66.35−$33.65
PSA 9$350+$56.35+$31.35−$68.65
PSA 8$202−$91.65−$117−$217

Net = sale price − $269 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Steve Smith [Xfractor] #132: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$359+$40.10
50%$368+$48.85
75%$376+$57.60

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Steve Smith [Xfractor] #132 graded prices by company and grade
GradeGraded
9.5$385
9$350
8$202

Run your own numbers

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Grading Steve Smith [Xfractor] #132 — FAQ

Is Steve Smith [Xfractor] #132 worth grading?

A Grade 9.5 Steve Smith [Xfractor] #132 sells for $385 against $269 raw: a $116 spread, 1.4× the ungraded price. Even a PSA 9 ($350) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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