Is Terry Cummings #PA-TCU worth grading?
Basketball · Basketball Cards 2023 Panini Phoenix Autograph · full price guide →
Strong grading candidate — 9.0× premium in PSA 10
A PSA 10 Terry Cummings #PA-TCU sells for $47.28 against $5.23 raw: a $42.05 spread, 9.0× the ungraded price. A PSA 9 ($17.17) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $5.23
- PSA 10
- $47.28
- PSA 9
- $17.17
- Gem premium
- 9.0×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $47.28 | +$17.05 | −$7.95 | −$108 |
| PSA 9 | $17.17 | −$13.06 | −$38.06 | −$138 |
| PSA 8 | $9.42 | −$20.81 | −$45.81 | −$146 |
Net = sale price − $5.23 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $24.70 | −$30.53 |
| 50% | $32.23 | −$23.00 |
| 75% | $39.75 | −$15.48 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $61.00 | best | 55/45 | 70/30 |
| PSA 10 | $47.28 | −$13.72 | 55/45 | 75/25 |
| CGC 10 | $28.00 | −$33.00 | 55/45 | 75/25 |
| SGC 10 | $28.00 | −$33.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Full set checklist →Grading Terry Cummings #PA-TCU — FAQ
Is Terry Cummings #PA-TCU worth grading?
A PSA 10 Terry Cummings #PA-TCU sells for $47.28 against $5.23 raw: a $42.05 spread, 9.0× the ungraded price. A PSA 9 ($17.17) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Terry Cummings #PA-TCU worth compared with raw?
A PSA 10 Terry Cummings #PA-TCU (Basketball Cards 2023 Panini Phoenix Autograph) sells for about $47.28 versus $5.23 for a raw near-mint copy — a 9.0× premium as of Sep 3, 2026.
Which grading company is best for Terry Cummings #PA-TCU?
By resale value, BGS 10 leads at $61.00, ahead of PSA 10 at $47.28. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Terry Cummings #PA-TCU need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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