Is Walter Payton #101 worth grading?
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Worth grading — even a PSA 9 beats raw
A PSA 10 Walter Payton #101 sells for $394 against $19.87 raw: a $374 spread, 20× the ungraded price. Even a PSA 9 ($76.97) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $19.87
- PSA 10
- $394
- PSA 9
- $76.97
- Gem premium
- 20×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $394 | +$349 | +$324 | +$224 |
| PSA 9 | $76.97 | +$32.10 | +$7.10 | −$92.90 |
| PSA 8 | $28.00 | −$16.87 | −$41.87 | −$142 |
Net = sale price − $19.87 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $156 | +$86.37 |
| 50% | $236 | +$166 |
| 75% | $315 | +$245 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $512 | best | 55/45 | 70/30 |
| PSA 10 | $394 | −$118 | 55/45 | 75/25 |
| CGC 10 | $236 | −$276 | 55/45 | 75/25 |
| SGC 10 | $236 | −$276 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $394 | $236 | $512 | $236 | — |
| 9.5 | — | — | — | — | $122 |
| 9 | — | — | — | — | $76.97 |
| 8 | — | — | — | — | $28.00 |
Run your own numbers
Should I pay this?
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Grading Walter Payton #101 — FAQ
Is Walter Payton #101 worth grading?
A PSA 10 Walter Payton #101 sells for $394 against $19.87 raw: a $374 spread, 20× the ungraded price. Even a PSA 9 ($76.97) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Walter Payton #101 worth compared with raw?
A PSA 10 Walter Payton #101 (Football Cards 2000 Upper Deck Legends) sells for about $394 versus $19.87 for a raw near-mint copy — a 20× premium as of Jul 11, 2026.
Which grading company is best for Walter Payton #101?
By resale value, BGS 10 leads at $512, ahead of PSA 10 at $394. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Walter Payton #101 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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