Is Phil Smith #89 worth grading?
Basketball · Basketball Cards 1976 Topps · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Phil Smith #89 sells for $243 against $2.32 raw: a $241 spread, 105× the ungraded price. Even a PSA 9 ($36.80) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $2.32
- PSA 10
- $243
- PSA 9
- $36.80
- Gem premium
- 105×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $243 | +$216 | +$191 | +$90.87 |
| PSA 9 | $36.80 | +$9.48 | −$15.52 | −$116 |
| PSA 8 | $16.73 | −$10.59 | −$35.59 | −$136 |
Net = sale price − $2.32 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $88.40 | +$36.08 |
| 50% | $140 | +$87.68 |
| 75% | $192 | +$139 |
Break-even gem rate at the standard fee: about 8%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $316 | best | 55/45 | 70/30 |
| PSA 10 | $243 | −$72.81 | 55/45 | 75/25 |
| CGC 10 | $146 | −$170 | 55/45 | 75/25 |
| SGC 10 | $146 | −$170 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $243 | $146 | $316 | $146 | — |
| 9.5 | — | — | — | — | $77.49 |
| 9 | — | — | — | — | $36.80 |
| 8 | — | — | — | — | $16.73 |
| 7 | — | — | — | — | $15.50 |
Run your own numbers
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Grading Phil Smith #89 — FAQ
Is Phil Smith #89 worth grading?
A PSA 10 Phil Smith #89 sells for $243 against $2.32 raw: a $241 spread, 105× the ungraded price. Even a PSA 9 ($36.80) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Phil Smith #89 worth compared with raw?
A PSA 10 Phil Smith #89 (Basketball Cards 1976 Topps) sells for about $243 versus $2.32 for a raw near-mint copy — a 105× premium as of Jul 11, 2026.
Which grading company is best for Phil Smith #89?
By resale value, BGS 10 leads at $316, ahead of PSA 10 at $243. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Phil Smith #89 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Phil Smith #89 break even?
At a standard ~$50 fee, submitting Phil Smith #89 breaks even when it gems about 8% of the time (a miss assumed to sell at the PSA 9 price of $36.80).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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