Is Will Howard #FSN-WHD worth grading?
Football · Football Cards 2024 Panini Luminance Future Signature NIL · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Will Howard #FSN-WHD sells for $99.99 against $33.82 raw: a $66.17 spread, 3.0× the ungraded price. Even a PSA 9 ($64.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $33.82
- PSA 10
- $99.99
- PSA 9
- $64.50
- Gem premium
- 3.0×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $99.99 | +$41.17 | +$16.17 | −$83.83 |
| PSA 9 | $64.50 | +$5.68 | −$19.32 | −$119 |
| PSA 8 | $33.64 | −$25.18 | −$50.18 | −$150 |
Net = sale price − $33.82 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $73.37 | −$10.45 |
| 50% | $82.25 | −$1.57 |
| 75% | $91.12 | +$7.30 |
Break-even gem rate at the standard fee: about 54%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $130 | best | 55/45 | 70/30 |
| SGC 10 | $125 | −$5.00 | 55/45 | 75/25 |
| PSA 10 | $99.99 | −$30.01 | 55/45 | 75/25 |
| CGC 10 | $60.00 | −$70.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Will Howard #FSN-WHD — FAQ
Is Will Howard #FSN-WHD worth grading?
A PSA 10 Will Howard #FSN-WHD sells for $99.99 against $33.82 raw: a $66.17 spread, 3.0× the ungraded price. Even a PSA 9 ($64.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Will Howard #FSN-WHD worth compared with raw?
A PSA 10 Will Howard #FSN-WHD (Football Cards 2024 Panini Luminance Future Signature NIL) sells for about $99.99 versus $33.82 for a raw near-mint copy — a 3.0× premium as of Sep 4, 2026.
Which grading company is best for Will Howard #FSN-WHD?
By resale value, BGS 10 leads at $130, ahead of SGC 10 at $125. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Will Howard #FSN-WHD need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Will Howard #FSN-WHD break even?
At a standard ~$50 fee, submitting Will Howard #FSN-WHD breaks even when it gems about 54% of the time (a miss assumed to sell at the PSA 9 price of $64.50).
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