MidpointCard Centering Grading Portfolio App
Jerry Rice [Refractor] #45 (Football Cards 2000 Topps Chrome) — is it worth grading?

Is Jerry Rice [Refractor] #45 worth grading?

Football · Football Cards 2000 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Jerry Rice [Refractor] #45 sells for $643 against $31.88 raw: a $611 spread, 20× the ungraded price. Even a PSA 9 ($380) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$31.88
PSA 10
$643
PSA 9
$380
Gem premium
20×
As of
Sep 4, 2026

Break-even by outcome and fee

Jerry Rice [Refractor] #45: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$643+$586+$561+$461
PSA 9$380+$323+$298+$198
PSA 8$95.01+$38.13+$13.13−$86.87

Net = sale price − $31.88 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jerry Rice [Refractor] #45: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$446+$364
50%$511+$430
75%$577+$495

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →
Jerry Rice [Refractor] #45: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$836best55/4570/30
PSA 10$643−$19355/4575/25
CGC 10$386−$45055/4575/25
SGC 10$386−$45055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Jerry Rice [Refractor] #45 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$643$386$836$386—
9.5————$418
9————$380
8————$95.01
7————$79.99

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2000 Topps Chrome cards worth checking

Full set checklist →

Grading Jerry Rice [Refractor] #45 — FAQ

Is Jerry Rice [Refractor] #45 worth grading?

A PSA 10 Jerry Rice [Refractor] #45 sells for $643 against $31.88 raw: a $611 spread, 20× the ungraded price. Even a PSA 9 ($380) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Jerry Rice [Refractor] #45 worth compared with raw?

A PSA 10 Jerry Rice [Refractor] #45 (Football Cards 2000 Topps Chrome) sells for about $643 versus $31.88 for a raw near-mint copy — a 20× premium as of Sep 4, 2026.

Which grading company is best for Jerry Rice [Refractor] #45?

By resale value, BGS 10 leads at $836, ahead of PSA 10 at $643. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Jerry Rice [Refractor] #45 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play