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Is Chad Pennington #286 worth grading?

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Grading rarely pays for this card

Grade 8 copies of Chad Pennington #286 sell for $1.00, only $0.06 above the $0.94 raw price — less than an economy-tier grading fee. A PSA 9 ($1.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$0.94
Grade 8
$1.00
PSA 9
$1.00
Gem premium
1.1×
As of
Sep 2, 2026

Break-even by outcome and fee

Chad Pennington #286: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 8$1.00−$24.94−$49.94−$150
PSA 9$1.00−$24.94−$49.94−$150
PSA 8$1.00−$24.94−$49.94−$150

Net = sale price − $0.94 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Chad Pennington #286: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$1.00−$49.94
50%$1.00−$49.94
75%$1.00−$49.94

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Chad Pennington #286 graded prices by company and grade
GradeGraded
9.5$1.00
9$1.00
8$1.00

Run your own numbers

Should I pay this?

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Grading Chad Pennington #286 — FAQ

Is Chad Pennington #286 worth grading?

Grade 8 copies of Chad Pennington #286 sell for $1.00, only $0.06 above the $0.94 raw price — less than an economy-tier grading fee. A PSA 9 ($1.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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