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Emmitt Smith [Refractor] #123 (Football Cards 2000 Bowman Chrome) — is it worth grading?

Is Emmitt Smith [Refractor] #123 worth grading?

Football · Football Cards 2000 Bowman Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Emmitt Smith [Refractor] #123 sells for $220 against $77.00 raw: a $143 spread, 2.9× the ungraded price. Even a PSA 9 ($200) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$77.00
Grade 9.5
$220
PSA 9
$200
Gem premium
2.9×
As of
Sep 4, 2026

Break-even by outcome and fee

Emmitt Smith [Refractor] #123: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$220+$118+$93.00−$7.00
PSA 9$200+$97.99+$72.99−$27.01
PSA 8$57.78−$44.22−$69.22−$169

Net = sale price − $77.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Emmitt Smith [Refractor] #123: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$205+$77.99
50%$210+$83.00
75%$215+$88.00

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Emmitt Smith [Refractor] #123 graded prices by company and grade
GradeGraded
9.5$220
9$200
8$57.78

Run your own numbers

Should I pay this?

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Other 2000 Bowman Chrome cards worth checking

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Grading Emmitt Smith [Refractor] #123 — FAQ

Is Emmitt Smith [Refractor] #123 worth grading?

A Grade 9.5 Emmitt Smith [Refractor] #123 sells for $220 against $77.00 raw: a $143 spread, 2.9× the ungraded price. Even a PSA 9 ($200) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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