MidpointCard Centering Grading Portfolio App
O.J. McDuffie [Refractor] #34 (Football Cards 2000 Bowman Chrome) — is it worth grading?

Is O.J. McDuffie [Refractor] #34 worth grading?

Football · Football Cards 2000 Bowman Chrome · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of O.J. McDuffie [Refractor] #34 sell for $19.00, only $14.42 above the $4.58 raw price — less than an economy-tier grading fee. A PSA 9 ($17.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$4.58
Grade 9.5
$19.00
PSA 9
$17.00
Gem premium
4.1×
As of
Sep 4, 2026

Break-even by outcome and fee

O.J. McDuffie [Refractor] #34: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$19.00−$10.58−$35.58−$136
PSA 9$17.00−$12.58−$37.58−$138
PSA 8$15.50−$14.08−$39.08−$139

Net = sale price − $4.58 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

O.J. McDuffie [Refractor] #34: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$17.50−$37.08
50%$18.00−$36.58
75%$18.50−$36.08

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

O.J. McDuffie [Refractor] #34 graded prices by company and grade
GradeGraded
9.5$19.00
9$17.00
8$15.50
7$12.00

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2000 Bowman Chrome cards worth checking

Full set checklist →

Grading O.J. McDuffie [Refractor] #34 — FAQ

Is O.J. McDuffie [Refractor] #34 worth grading?

Grade 9.5 copies of O.J. McDuffie [Refractor] #34 sell for $19.00, only $14.42 above the $4.58 raw price — less than an economy-tier grading fee. A PSA 9 ($17.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Best on iPhone & Android

Check your football card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play