Is Steve Young [Black Pandora] #3 worth grading?
Football · Football Cards 2023 Panini Donruss Optic Super Bowl Downtown · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Steve Young [Black Pandora] #3 sells for $3,188 against $1,106 raw: a $2,082 spread, 2.9× the ungraded price. Even a PSA 9 ($1,312) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1,106
- PSA 10
- $3,188
- PSA 9
- $1,312
- Gem premium
- 2.9×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $3,188 | +$2,057 | +$2,032 | +$1,932 |
| PSA 9 | $1,312 | +$181 | +$156 | +$56.48 |
| PSA 8 | $814 | −$317 | −$342 | −$442 |
Net = sale price − $1,106 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,781 | +$625 |
| 50% | $2,250 | +$1,094 |
| 75% | $2,719 | +$1,563 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $4,144 | best | 55/45 | 70/30 |
| PSA 10 | $3,188 | −$957 | 55/45 | 75/25 |
| CGC 10 | $1,913 | −$2,231 | 55/45 | 75/25 |
| SGC 10 | $1,913 | −$2,231 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Steve Young [Black Pandora] #3 — FAQ
Is Steve Young [Black Pandora] #3 worth grading?
A PSA 10 Steve Young [Black Pandora] #3 sells for $3,188 against $1,106 raw: a $2,082 spread, 2.9× the ungraded price. Even a PSA 9 ($1,312) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Steve Young [Black Pandora] #3 worth compared with raw?
A PSA 10 Steve Young [Black Pandora] #3 (Football Cards 2023 Panini Donruss Optic Super Bowl Downtown) sells for about $3,188 versus $1,106 for a raw near-mint copy — a 2.9× premium as of Sep 4, 2026.
Which grading company is best for Steve Young [Black Pandora] #3?
By resale value, BGS 10 leads at $4,144, ahead of PSA 10 at $3,188. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Steve Young [Black Pandora] #3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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