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Is Jerry Rice [Refractor] #SB28 worth grading?

Football · Football Cards 1999 Topps Chrome Season's Best · full price guide →

Strong grading candidate — 10× premium in PSA 10

A PSA 10 Jerry Rice [Refractor] #SB28 sells for $124 against $11.88 raw: a $113 spread, 10× the ungraded price. A PSA 9 ($34.33) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$11.88
PSA 10
$124
PSA 9
$34.33
Gem premium
10×
As of
Sep 4, 2026

Break-even by outcome and fee

Jerry Rice [Refractor] #SB28: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$124+$87.58+$62.58−$37.42
PSA 9$34.33−$2.55−$27.55−$128

Net = sale price − $11.88 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jerry Rice [Refractor] #SB28: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$56.86−$5.02
50%$79.39+$17.52
75%$102+$40.05

Break-even gem rate at the standard fee: about 31%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Jerry Rice [Refractor] #SB28: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$162best55/4570/30
PSA 10$124−$37.5455/4575/25
CGC 10$75.00−$87.0055/4575/25
SGC 10$75.00−$87.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Jerry Rice [Refractor] #SB28 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$124$75.00$162$75.00
9.5$38.00
9$34.33

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Other 1999 Topps Chrome Season's Best cards worth checking

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Grading Jerry Rice [Refractor] #SB28 — FAQ

Is Jerry Rice [Refractor] #SB28 worth grading?

A PSA 10 Jerry Rice [Refractor] #SB28 sells for $124 against $11.88 raw: a $113 spread, 10× the ungraded price. A PSA 9 ($34.33) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Jerry Rice [Refractor] #SB28 worth compared with raw?

A PSA 10 Jerry Rice [Refractor] #SB28 (Football Cards 1999 Topps Chrome Season's Best) sells for about $124 versus $11.88 for a raw near-mint copy — a 10× premium as of Sep 4, 2026.

Which grading company is best for Jerry Rice [Refractor] #SB28?

By resale value, BGS 10 leads at $162, ahead of PSA 10 at $124. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Jerry Rice [Refractor] #SB28 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Jerry Rice [Refractor] #SB28 break even?

At a standard ~$50 fee, submitting Jerry Rice [Refractor] #SB28 breaks even when it gems about 31% of the time (a miss assumed to sell at the PSA 9 price of $34.33).

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