Is John Elway [Refractor] #NC37 worth grading?
Football · Football Cards 1999 Stadium Club Chrome Never Compromise · full price guide →
Strong grading candidate — 5.3× premium in PSA 10
A PSA 10 John Elway [Refractor] #NC37 sells for $72.88 against $13.78 raw: a $59.10 spread, 5.3× the ungraded price. A PSA 9 ($25.32) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $13.78
- PSA 10
- $72.88
- PSA 9
- $25.32
- Gem premium
- 5.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $72.88 | +$34.10 | +$9.10 | −$90.90 |
| PSA 9 | $25.32 | −$13.46 | −$38.46 | −$138 |
Net = sale price − $13.78 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $37.21 | −$26.57 |
| 50% | $49.10 | −$14.68 |
| 75% | $60.99 | −$2.79 |
Break-even gem rate at the standard fee: about 81%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $95.00 | best | 55/45 | 70/30 |
| PSA 10 | $72.88 | −$22.12 | 55/45 | 75/25 |
| CGC 10 | $44.00 | −$51.00 | 55/45 | 75/25 |
| SGC 10 | $44.00 | −$51.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading John Elway [Refractor] #NC37 — FAQ
Is John Elway [Refractor] #NC37 worth grading?
A PSA 10 John Elway [Refractor] #NC37 sells for $72.88 against $13.78 raw: a $59.10 spread, 5.3× the ungraded price. A PSA 9 ($25.32) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 John Elway [Refractor] #NC37 worth compared with raw?
A PSA 10 John Elway [Refractor] #NC37 (Football Cards 1999 Stadium Club Chrome Never Compromise) sells for about $72.88 versus $13.78 for a raw near-mint copy — a 5.3× premium as of Sep 4, 2026.
Which grading company is best for John Elway [Refractor] #NC37?
By resale value, BGS 10 leads at $95.00, ahead of PSA 10 at $72.88. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does John Elway [Refractor] #NC37 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading John Elway [Refractor] #NC37 break even?
At a standard ~$50 fee, submitting John Elway [Refractor] #NC37 breaks even when it gems about 81% of the time (a miss assumed to sell at the PSA 9 price of $25.32).
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