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Ricky Williams [Refractor] #138 (Football Cards 1999 Stadium Club Chrome) — is it worth grading?

Is Ricky Williams [Refractor] #138 worth grading?

Football · Football Cards 1999 Stadium Club Chrome · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Ricky Williams [Refractor] #138 sell for $27.35, only $17.36 above the $9.99 raw price — less than an economy-tier grading fee. A PSA 9 ($25.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$9.99
Grade 9.5
$27.35
PSA 9
$25.00
Gem premium
2.7×
As of
Sep 4, 2026

Break-even by outcome and fee

Ricky Williams [Refractor] #138: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$27.35−$7.64−$32.64−$133
PSA 9$25.00−$9.99−$34.99−$135
PSA 8$9.89−$25.10−$50.10−$150

Net = sale price − $9.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Ricky Williams [Refractor] #138: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$25.59−$34.40
50%$26.18−$33.81
75%$26.76−$33.23

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Ricky Williams [Refractor] #138 graded prices by company and grade
GradeGraded
9.5$27.35
9$25.00
8$9.89

Run your own numbers

Should I pay this?

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Other 1999 Stadium Club Chrome cards worth checking

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Grading Ricky Williams [Refractor] #138 — FAQ

Is Ricky Williams [Refractor] #138 worth grading?

Grade 9.5 copies of Ricky Williams [Refractor] #138 sell for $27.35, only $17.36 above the $9.99 raw price — less than an economy-tier grading fee. A PSA 9 ($25.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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