Is Terrell Davis [Blue Refractor] #T9 worth grading?
Football · Football Cards 1999 Topps Finest Team · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Terrell Davis [Blue Refractor] #T9 sells for $51.00 against $15.22 raw: a $35.78 spread, 3.4× the ungraded price. Even a PSA 9 ($46.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $15.22
- Grade 9.5
- $51.00
- PSA 9
- $46.00
- Gem premium
- 3.4×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $51.00 | +$10.78 | −$14.22 | −$114 |
| PSA 9 | $46.00 | +$5.78 | −$19.22 | −$119 |
Net = sale price − $15.22 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $47.25 | −$17.97 |
| 50% | $48.50 | −$16.72 |
| 75% | $49.75 | −$15.47 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Other 1999 Topps Finest Team cards worth checking
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Grading Terrell Davis [Blue Refractor] #T9 — FAQ
Is Terrell Davis [Blue Refractor] #T9 worth grading?
A Grade 9.5 Terrell Davis [Blue Refractor] #T9 sells for $51.00 against $15.22 raw: a $35.78 spread, 3.4× the ungraded price. Even a PSA 9 ($46.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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