Is Peyton Manning [Blue Refractor] #T7 worth grading?
Football · Football Cards 1999 Topps Finest Team · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Peyton Manning [Blue Refractor] #T7 sell for $98.00, only $0.00 above the $140 raw price — less than an economy-tier grading fee. A PSA 9 ($89.00) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $140
- Grade 9.5
- $98.00
- PSA 9
- $89.00
- Gem premium
- 0.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $98.00 | −$67.00 | −$92.00 | −$192 |
| PSA 9 | $89.00 | −$76.00 | −$101 | −$201 |
| PSA 8 | $69.99 | −$95.01 | −$120 | −$220 |
Net = sale price − $140 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $91.25 | −$98.75 |
| 50% | $93.50 | −$96.50 |
| 75% | $95.75 | −$94.25 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Raw conditions & history →Run your own numbers
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Other 1999 Topps Finest Team cards worth checking
Full set checklist →![Barry Sanders [Blue Refractor w/ Coating] #T1 1999 Topps Finest Team card](https://i.ebayimg.com/images/g/GTEAAOSwdNFkvagD/s-l500.jpg)
Grading Peyton Manning [Blue Refractor] #T7 — FAQ
Is Peyton Manning [Blue Refractor] #T7 worth grading?
Grade 9.5 copies of Peyton Manning [Blue Refractor] #T7 sell for $98.00, only $0.00 above the $140 raw price — less than an economy-tier grading fee. A PSA 9 ($89.00) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
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