Is Dan Marino [Blue Refractor] #T3 worth grading?
Football · Football Cards 1999 Topps Finest Team · full price guide →
Strong grading candidate — 4.5× premium in Grade 9.5
A Grade 9.5 Dan Marino [Blue Refractor] #T3 sells for $420 against $93.33 raw: a $327 spread, 4.5× the ungraded price. A PSA 9 ($99.18) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $93.33
- Grade 9.5
- $420
- PSA 9
- $99.18
- Gem premium
- 4.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $420 | +$302 | +$277 | +$177 |
| PSA 9 | $99.18 | −$19.15 | −$44.15 | −$144 |
Net = sale price − $93.33 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $179 | +$36.05 |
| 50% | $260 | +$116 |
| 75% | $340 | +$196 |
Break-even gem rate at the standard fee: about 14%. Centering is the usual reason a clean copy misses — measure it before you decide.
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Other 1999 Topps Finest Team cards worth checking
Full set checklist →![Troy Aikman [Gold Refractor] #T10 1999 Topps Finest Team card](https://i.ebayimg.com/images/g/SSQAAeSwc59qmBlg/s-l500.jpg)
![Barry Sanders [Blue Refractor w/ Coating] #T1 1999 Topps Finest Team card](https://i.ebayimg.com/images/g/GTEAAOSwdNFkvagD/s-l500.jpg)
Grading Dan Marino [Blue Refractor] #T3 — FAQ
Is Dan Marino [Blue Refractor] #T3 worth grading?
A Grade 9.5 Dan Marino [Blue Refractor] #T3 sells for $420 against $93.33 raw: a $327 spread, 4.5× the ungraded price. A PSA 9 ($99.18) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
What gem rate makes grading Dan Marino [Blue Refractor] #T3 break even?
At a standard ~$50 fee, submitting Dan Marino [Blue Refractor] #T3 breaks even when it gems about 14% of the time (a miss assumed to sell at the PSA 9 price of $99.18).
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