![Peyton Manning [Class 1 Black] #20 (Football Cards 1998 Topps Gold Label) — is it worth grading?](https://i.ebayimg.com/images/g/H6sAAeSwak9qSaI-/s-l1600.jpg)
Is Peyton Manning [Class 1 Black] #20 worth grading?
Football · Football Cards 1998 Topps Gold Label · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Peyton Manning [Class 1 Black] #20 sells for $286 against $20.99 raw: a $265 spread, 14× the ungraded price. Even a PSA 9 ($68.88) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $20.99
- PSA 10
- $286
- PSA 9
- $68.88
- Gem premium
- 14×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $286 | +$240 | +$215 | +$115 |
| PSA 9 | $68.88 | +$22.89 | −$2.11 | −$102 |
| PSA 8 | $29.99 | −$16.00 | −$41.00 | −$141 |
Net = sale price − $20.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $123 | +$52.05 |
| 50% | $177 | +$106 |
| 75% | $231 | +$160 |
Break-even gem rate at the standard fee: about 1%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $371 | best | 55/45 | 70/30 |
| PSA 10 | $286 | −$85.50 | 55/45 | 75/25 |
| CGC 10 | $171 | −$200 | 55/45 | 75/25 |
| SGC 10 | $150 | −$221 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Topps Gold Label cards worth checking
Full set checklist →![Peyton Manning [Class 2 Black] #20 1998 Topps Gold Label card](https://i.ebayimg.com/images/g/rgIAAeSwOzFqWP0N/s-l500.jpg)
![Peyton Manning [Class 3 Red] #20 1998 Topps Gold Label card](https://i.ebayimg.com/images/g/kEkAAeSwcE5p6AGn/s-l500.jpg)
![Aeneas Williams [Class 1 Black] #26 1998 Topps Gold Label card](https://i.ebayimg.com/images/g/eScAAeSwPphqr~x~/s-l500.jpg)
![Warrick Dunn [Class 2 Red] #50 1998 Topps Gold Label card](https://i.ebayimg.com/images/g/SCQAAOSwILhnPkIv/s-l500.jpg)
![Jeff Blake [Class 3 Red] #56 1998 Topps Gold Label card](https://i.ebayimg.com/images/g/8dQAAeSw3~Fpk1wr/s-l500.jpg)
Grading Peyton Manning [Class 1 Black] #20 — FAQ
Is Peyton Manning [Class 1 Black] #20 worth grading?
A PSA 10 Peyton Manning [Class 1 Black] #20 sells for $286 against $20.99 raw: a $265 spread, 14× the ungraded price. Even a PSA 9 ($68.88) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Peyton Manning [Class 1 Black] #20 worth compared with raw?
A PSA 10 Peyton Manning [Class 1 Black] #20 (Football Cards 1998 Topps Gold Label) sells for about $286 versus $20.99 for a raw near-mint copy — a 14× premium as of Sep 4, 2026.
Which grading company is best for Peyton Manning [Class 1 Black] #20?
By resale value, BGS 10 leads at $371, ahead of PSA 10 at $286. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Peyton Manning [Class 1 Black] #20 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Peyton Manning [Class 1 Black] #20 break even?
At a standard ~$50 fee, submitting Peyton Manning [Class 1 Black] #20 breaks even when it gems about 1% of the time (a miss assumed to sell at the PSA 9 price of $68.88).
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