Is John Lynch [Refractor] #68 worth grading?
Football · Football Cards 1998 Topps Finest · full price guide →
Grading rarely pays for this card
Grade 7 copies of John Lynch [Refractor] #68 sell for $6.50, only $2.25 above the $4.25 raw price — less than an economy-tier grading fee. A PSA 9 ($3.77) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $4.25
- Grade 7
- $6.50
- PSA 9
- $3.77
- Gem premium
- 1.5×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 7 | $6.50 | −$22.75 | −$47.75 | −$148 |
| PSA 9 | $3.77 | −$25.48 | −$50.48 | −$150 |
Net = sale price − $4.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $4.45 | −$49.80 |
| 50% | $5.13 | −$49.12 |
| 75% | $5.82 | −$48.43 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading John Lynch [Refractor] #68 — FAQ
Is John Lynch [Refractor] #68 worth grading?
Grade 7 copies of John Lynch [Refractor] #68 sell for $6.50, only $2.25 above the $4.25 raw price — less than an economy-tier grading fee. A PSA 9 ($3.77) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
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