Is Mike Alstott [Refractor] #54 worth grading?
Football · Football Cards 1999 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Mike Alstott [Refractor] #54 sells for $318 against $9.91 raw: a $308 spread, 32× the ungraded price. Even a PSA 9 ($53.56) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $9.91
- PSA 10
- $318
- PSA 9
- $53.56
- Gem premium
- 32×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $318 | +$283 | +$258 | +$158 |
| PSA 9 | $53.56 | +$18.65 | −$6.35 | −$106 |
| PSA 8 | $22.08 | −$12.83 | −$37.83 | −$138 |
Net = sale price − $9.91 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $120 | +$59.84 |
| 50% | $186 | +$126 |
| 75% | $252 | +$192 |
Break-even gem rate at the standard fee: about 2%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $414 | best | 55/45 | 70/30 |
| PSA 10 | $318 | −$95.68 | 55/45 | 75/25 |
| CGC 10 | $191 | −$223 | 55/45 | 75/25 |
| SGC 10 | $191 | −$223 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Full set checklist →Grading Mike Alstott [Refractor] #54 — FAQ
Is Mike Alstott [Refractor] #54 worth grading?
A PSA 10 Mike Alstott [Refractor] #54 sells for $318 against $9.91 raw: a $308 spread, 32× the ungraded price. Even a PSA 9 ($53.56) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Mike Alstott [Refractor] #54 worth compared with raw?
A PSA 10 Mike Alstott [Refractor] #54 (Football Cards 1999 Topps Finest) sells for about $318 versus $9.91 for a raw near-mint copy — a 32× premium as of Sep 4, 2026.
Which grading company is best for Mike Alstott [Refractor] #54?
By resale value, BGS 10 leads at $414, ahead of PSA 10 at $318. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Mike Alstott [Refractor] #54 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Mike Alstott [Refractor] #54 break even?
At a standard ~$50 fee, submitting Mike Alstott [Refractor] #54 breaks even when it gems about 2% of the time (a miss assumed to sell at the PSA 9 price of $53.56).
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