![Kerry Collins [Refractor] #155 (Football Cards 1998 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/eI4AAeSwzoJo3rpV/s-l1600.jpg)
Is Kerry Collins [Refractor] #155 worth grading?
Football · Football Cards 1998 Topps Chrome · full price guide →
Strong grading candidate — 17× premium in PSA 10
A PSA 10 Kerry Collins [Refractor] #155 sells for $55.87 against $3.20 raw: a $52.67 spread, 17× the ungraded price. A PSA 9 ($5.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.20
- PSA 10
- $55.87
- PSA 9
- $5.00
- Gem premium
- 17×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $55.87 | +$27.67 | +$2.67 | −$97.33 |
| PSA 9 | $5.00 | −$23.20 | −$48.20 | −$148 |
Net = sale price − $3.20 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $17.72 | −$35.48 |
| 50% | $30.43 | −$22.77 |
| 75% | $43.15 | −$10.05 |
Break-even gem rate at the standard fee: about 95%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $73.00 | best | 55/45 | 70/30 |
| PSA 10 | $55.87 | −$17.13 | 55/45 | 75/25 |
| CGC 10 | $34.00 | −$39.00 | 55/45 | 75/25 |
| SGC 10 | $34.00 | −$39.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Topps Chrome cards worth checking
Full set checklist →![Michael Strahan [Refractor] #139 1998 Topps Chrome card](https://i.ebayimg.com/images/g/urkAAeSwqAhptNu7/s-l500.jpg)
![Jerry Rice [Refractor] #38 1998 Topps Chrome card](https://i.ebayimg.com/images/g/HK4AAeSwt5dqrayD/s-l500.jpg)
![Randy Moss [Refractor] #35 1998 Topps Chrome card](https://i.ebayimg.com/images/g/bE4AAeSwJaRqUOQc/s-l500.jpg)
![Deion Sanders [Refractor] #5 1998 Topps Chrome card](https://i.ebayimg.com/images/g/ckIAAeSwQ6JqUaOc/s-l500.jpg)
![Emmitt Smith [Refractor] #151 1998 Topps Chrome card](https://i.ebayimg.com/images/g/asQAAeSwOVZqJIq6/s-l500.jpg)
Grading Kerry Collins [Refractor] #155 — FAQ
Is Kerry Collins [Refractor] #155 worth grading?
A PSA 10 Kerry Collins [Refractor] #155 sells for $55.87 against $3.20 raw: a $52.67 spread, 17× the ungraded price. A PSA 9 ($5.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Kerry Collins [Refractor] #155 worth compared with raw?
A PSA 10 Kerry Collins [Refractor] #155 (Football Cards 1998 Topps Chrome) sells for about $55.87 versus $3.20 for a raw near-mint copy — a 17× premium as of Sep 4, 2026.
Which grading company is best for Kerry Collins [Refractor] #155?
By resale value, BGS 10 leads at $73.00, ahead of PSA 10 at $55.87. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Kerry Collins [Refractor] #155 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Kerry Collins [Refractor] #155 break even?
At a standard ~$50 fee, submitting Kerry Collins [Refractor] #155 breaks even when it gems about 95% of the time (a miss assumed to sell at the PSA 9 price of $5.00).
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
