Is Walter Payton #5 worth grading?
Football · Football Cards 1999 Panini Donruss Elite Passing the Torch · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Walter Payton #5 sells for $152 against $29.95 raw: a $122 spread, 5.1× the ungraded price. Even a PSA 9 ($138) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $29.95
- Grade 9.5
- $152
- PSA 9
- $138
- Gem premium
- 5.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $152 | +$97.05 | +$72.05 | −$27.95 |
| PSA 9 | $138 | +$83.05 | +$58.05 | −$41.95 |
| PSA 8 | $125 | +$70.05 | +$45.05 | −$54.95 |
Net = sale price − $29.95 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $142 | +$61.55 |
| 50% | $145 | +$65.05 |
| 75% | $149 | +$68.55 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Other 1999 Panini Donruss Elite Passing the Torch cards worth checking
Full set checklist →Grading Walter Payton #5 — FAQ
Is Walter Payton #5 worth grading?
A Grade 9.5 Walter Payton #5 sells for $152 against $29.95 raw: a $122 spread, 5.1× the ungraded price. Even a PSA 9 ($138) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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