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Is Torry Holt [Refractor] #SC9 worth grading?

Football · Football Cards 1999 Bowman Chrome Scout's Choice · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Torry Holt [Refractor] #SC9 sells for $44.00 against $8.35 raw: a $35.65 spread, 5.3× the ungraded price. Even a PSA 9 ($40.25) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$8.35
Grade 9.5
$44.00
PSA 9
$40.25
Gem premium
5.3×
As of
Sep 4, 2026

Break-even by outcome and fee

Torry Holt [Refractor] #SC9: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$44.00+$10.65−$14.35−$114
PSA 9$40.25+$6.90−$18.10−$118
PSA 8$8.79−$24.56−$49.56−$150

Net = sale price − $8.35 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Torry Holt [Refractor] #SC9: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$41.19−$17.16
50%$42.13−$16.23
75%$43.06−$15.29

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Torry Holt [Refractor] #SC9 graded prices by company and grade
GradeGraded
9.5$44.00
9$40.25
8$8.79

Run your own numbers

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Grading Torry Holt [Refractor] #SC9 — FAQ

Is Torry Holt [Refractor] #SC9 worth grading?

A Grade 9.5 Torry Holt [Refractor] #SC9 sells for $44.00 against $8.35 raw: a $35.65 spread, 5.3× the ungraded price. Even a PSA 9 ($40.25) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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