Is Peyton Manning #121 worth grading?
Football · Football Cards 1998 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Peyton Manning #121 sells for $255 against $34.99 raw: a $220 spread, 7.3× the ungraded price. Even a PSA 9 ($71.29) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $34.99
- PSA 10
- $255
- PSA 9
- $71.29
- Gem premium
- 7.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $255 | +$195 | +$170 | +$70.01 |
| PSA 9 | $71.29 | +$11.30 | −$13.70 | −$114 |
| PSA 8 | $39.00 | −$20.99 | −$45.99 | −$146 |
Net = sale price − $34.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $117 | +$32.23 |
| 50% | $163 | +$78.16 |
| 75% | $209 | +$124 |
Break-even gem rate at the standard fee: about 7%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $503 | best | 55/45 | 70/30 |
| PSA 10 | $255 | −$248 | 55/45 | 75/25 |
| CGC 10 | $153 | −$350 | 55/45 | 75/25 |
| SGC 10 | $153 | −$350 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Topps Finest cards worth checking
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![Peyton Manning [Refractor] #121 1998 Topps Finest card](https://i.ebayimg.com/images/g/VNEAAOSwgjtgKyl9/s-l500.jpg)
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Grading Peyton Manning #121 — FAQ
Is Peyton Manning #121 worth grading?
A PSA 10 Peyton Manning #121 sells for $255 against $34.99 raw: a $220 spread, 7.3× the ungraded price. Even a PSA 9 ($71.29) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Peyton Manning #121 worth compared with raw?
A PSA 10 Peyton Manning #121 (Football Cards 1998 Topps Finest) sells for about $255 versus $34.99 for a raw near-mint copy — a 7.3× premium as of Sep 4, 2026.
Which grading company is best for Peyton Manning #121?
By resale value, BGS 10 leads at $503, ahead of PSA 10 at $255. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Peyton Manning #121 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Peyton Manning #121 break even?
At a standard ~$50 fee, submitting Peyton Manning #121 breaks even when it gems about 7% of the time (a miss assumed to sell at the PSA 9 price of $71.29).
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