![Michael Strahan [Refractor] #20 (Football Cards 1998 Topps Chrome Season's Best) — is it worth grading?](https://i.ebayimg.com/images/g/Aw0AAeSwUMVqwzCG/s-l1600.jpg)
Is Michael Strahan [Refractor] #20 worth grading?
Football · Football Cards 1998 Topps Chrome Season's Best · full price guide →
Strong grading candidate — 28× premium in PSA 10
A PSA 10 Michael Strahan [Refractor] #20 sells for $201 against $7.30 raw: a $194 spread, 28× the ungraded price. A PSA 9 ($27.57) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $7.30
- PSA 10
- $201
- PSA 9
- $27.57
- Gem premium
- 28×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $201 | +$169 | +$144 | +$43.59 |
| PSA 9 | $27.57 | −$4.73 | −$29.73 | −$130 |
| PSA 8 | $19.96 | −$12.34 | −$37.34 | −$137 |
Net = sale price − $7.30 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $70.90 | +$13.60 |
| 50% | $114 | +$56.93 |
| 75% | $158 | +$100 |
Break-even gem rate at the standard fee: about 17%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $261 | best | 55/45 | 70/30 |
| PSA 10 | $201 | −$60.11 | 55/45 | 75/25 |
| CGC 10 | $121 | −$140 | 55/45 | 75/25 |
| SGC 10 | $121 | −$140 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Topps Chrome Season's Best cards worth checking
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![John Elway [Refractor] #10 1998 Topps Chrome Season's Best card](https://i.ebayimg.com/images/g/JXgAAeSwUg1p6eqW/s-l500.jpg)
![Steve Young [Refractor] #9 1998 Topps Chrome Season's Best card](https://i.ebayimg.com/images/g/~wcAAeSwGNdquuHm/s-l500.jpg)
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Grading Michael Strahan [Refractor] #20 — FAQ
Is Michael Strahan [Refractor] #20 worth grading?
A PSA 10 Michael Strahan [Refractor] #20 sells for $201 against $7.30 raw: a $194 spread, 28× the ungraded price. A PSA 9 ($27.57) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Strahan [Refractor] #20 worth compared with raw?
A PSA 10 Michael Strahan [Refractor] #20 (Football Cards 1998 Topps Chrome Season's Best) sells for about $201 versus $7.30 for a raw near-mint copy — a 28× premium as of Sep 4, 2026.
Which grading company is best for Michael Strahan [Refractor] #20?
By resale value, BGS 10 leads at $261, ahead of PSA 10 at $201. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Strahan [Refractor] #20 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Strahan [Refractor] #20 break even?
At a standard ~$50 fee, submitting Michael Strahan [Refractor] #20 breaks even when it gems about 17% of the time (a miss assumed to sell at the PSA 9 price of $27.57).
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