Is Tom Cosgrove #85 worth grading?
Baseball · Baseball Cards 2024 Topps Heritage Mini · full price guide →
Strong grading candidate — 4.1× premium in PSA 10
A PSA 10 Tom Cosgrove #85 sells for $117 against $28.66 raw: a $88.49 spread, 4.1× the ungraded price. A PSA 9 ($48.24) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $28.66
- PSA 10
- $117
- PSA 9
- $48.24
- Gem premium
- 4.1×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $117 | +$63.49 | +$38.49 | −$61.51 |
| PSA 9 | $48.24 | −$5.42 | −$30.42 | −$130 |
| PSA 8 | $28.99 | −$24.67 | −$49.67 | −$150 |
Net = sale price − $28.66 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $65.47 | −$13.19 |
| 50% | $82.70 | +$4.04 |
| 75% | $99.92 | +$21.26 |
Break-even gem rate at the standard fee: about 44%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $152 | best | 55/45 | 70/30 |
| PSA 10 | $117 | −$34.85 | 55/45 | 75/25 |
| CGC 10 | $70.00 | −$82.00 | 55/45 | 75/25 |
| SGC 10 | $70.00 | −$82.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Tom Cosgrove #85 — FAQ
Is Tom Cosgrove #85 worth grading?
A PSA 10 Tom Cosgrove #85 sells for $117 against $28.66 raw: a $88.49 spread, 4.1× the ungraded price. A PSA 9 ($48.24) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tom Cosgrove #85 worth compared with raw?
A PSA 10 Tom Cosgrove #85 (Baseball Cards 2024 Topps Heritage Mini) sells for about $117 versus $28.66 for a raw near-mint copy — a 4.1× premium as of Sep 4, 2026.
Which grading company is best for Tom Cosgrove #85?
By resale value, BGS 10 leads at $152, ahead of PSA 10 at $117. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Cosgrove #85 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tom Cosgrove #85 break even?
At a standard ~$50 fee, submitting Tom Cosgrove #85 breaks even when it gems about 44% of the time (a miss assumed to sell at the PSA 9 price of $48.24).
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