Is Jerome Bettis [Refractor] #3 worth grading?
Football · Football Cards 1998 Topps Chrome Season's Best · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Jerome Bettis [Refractor] #3 sells for $69.00 against $6.59 raw: a $62.41 spread, 10× the ungraded price. Even a PSA 9 ($57.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $6.59
- PSA 10
- $69.00
- PSA 9
- $57.50
- Gem premium
- 10×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $69.00 | +$37.41 | +$12.41 | −$87.59 |
| PSA 9 | $57.50 | +$25.91 | +$0.91 | −$99.09 |
| PSA 8 | $10.50 | −$21.09 | −$46.09 | −$146 |
Net = sale price − $6.59 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $60.38 | +$3.78 |
| 50% | $63.25 | +$6.66 |
| 75% | $66.13 | +$9.53 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $90.00 | best | 55/45 | 70/30 |
| PSA 10 | $69.00 | −$21.00 | 55/45 | 75/25 |
| CGC 10 | $41.00 | −$49.00 | 55/45 | 75/25 |
| SGC 10 | $41.00 | −$49.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Topps Chrome Season's Best cards worth checking
Full set checklist →![John Elway [Refractor] #30 1998 Topps Chrome Season's Best card](https://i.ebayimg.com/images/g/wHYAAeSwNyZqre-0/s-l500.jpg)
![Michael Strahan [Refractor] #20 1998 Topps Chrome Season's Best card](https://i.ebayimg.com/images/g/Aw0AAeSwUMVqwzCG/s-l500.jpg)
![Brett Favre [Refractor] #6 1998 Topps Chrome Season's Best card](https://i.ebayimg.com/images/g/AVEAAeSwuZZqs0bS/s-l500.jpg)
![John Elway [Refractor] #10 1998 Topps Chrome Season's Best card](https://i.ebayimg.com/images/g/JXgAAeSwUg1p6eqW/s-l500.jpg)
![Jerry Rice [Refractor] #27 1998 Topps Chrome Season's Best card](https://i.ebayimg.com/images/g/oEEAAeSwUodqtA06/s-l500.jpg)
Grading Jerome Bettis [Refractor] #3 — FAQ
Is Jerome Bettis [Refractor] #3 worth grading?
A PSA 10 Jerome Bettis [Refractor] #3 sells for $69.00 against $6.59 raw: a $62.41 spread, 10× the ungraded price. Even a PSA 9 ($57.50) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jerome Bettis [Refractor] #3 worth compared with raw?
A PSA 10 Jerome Bettis [Refractor] #3 (Football Cards 1998 Topps Chrome Season's Best) sells for about $69.00 versus $6.59 for a raw near-mint copy — a 10× premium as of Sep 4, 2026.
Which grading company is best for Jerome Bettis [Refractor] #3?
By resale value, BGS 10 leads at $90.00, ahead of PSA 10 at $69.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jerome Bettis [Refractor] #3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
