![Randy Moss [Refractor] #135 (Football Cards 1998 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/J-kAAeSwF0pqQLcF/s-l1600.jpg)
Is Randy Moss [Refractor] #135 worth grading?
Football · Football Cards 1998 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Randy Moss [Refractor] #135 sells for $946 against $270 raw: a $676 spread, 3.5× the ungraded price. Even a PSA 9 ($390) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $270
- PSA 10
- $946
- PSA 9
- $390
- Gem premium
- 3.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $946 | +$651 | +$626 | +$526 |
| PSA 9 | $390 | +$94.83 | +$69.83 | −$30.17 |
| PSA 8 | $291 | −$3.95 | −$28.95 | −$129 |
Net = sale price − $270 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $529 | +$209 |
| 50% | $668 | +$348 |
| 75% | $807 | +$487 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,230 | best | 55/45 | 70/30 |
| PSA 10 | $946 | −$284 | 55/45 | 75/25 |
| CGC 10 | $567 | −$663 | 55/45 | 75/25 |
| SGC 10 | $567 | −$663 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Topps Finest cards worth checking
Full set checklist →![Randy Moss [w/ Coating] #135 1998 Topps Finest card](https://i.ebayimg.com/images/g/EAMAAeSwan9qWuAh/s-l500.jpg)
![Peyton Manning [w/ Coating] #121 1998 Topps Finest card](https://i.ebayimg.com/images/g/UzMAAeSw18BqTE6D/s-l500.jpg)
![Peyton Manning [Refractor] #121 1998 Topps Finest card](https://i.ebayimg.com/images/g/VNEAAOSwgjtgKyl9/s-l500.jpg)
Grading Randy Moss [Refractor] #135 — FAQ
Is Randy Moss [Refractor] #135 worth grading?
A PSA 10 Randy Moss [Refractor] #135 sells for $946 against $270 raw: a $676 spread, 3.5× the ungraded price. Even a PSA 9 ($390) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Randy Moss [Refractor] #135 worth compared with raw?
A PSA 10 Randy Moss [Refractor] #135 (Football Cards 1998 Topps Finest) sells for about $946 versus $270 for a raw near-mint copy — a 3.5× premium as of Sep 4, 2026.
Which grading company is best for Randy Moss [Refractor] #135?
By resale value, BGS 10 leads at $1,230, ahead of PSA 10 at $946. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Randy Moss [Refractor] #135 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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