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D'Andre Swift #DT-39 (Football Cards 2020 Panini Donruss Optic Downtown) — is it worth grading?

Is D'Andre Swift #DT-39 worth grading?

Football · Football Cards 2020 Panini Donruss Optic Downtown · full price guide →

Worth grading only if it gems

A PSA 10 D'Andre Swift #DT-39 brings $480 versus $371 raw — a $108 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($361) sells for less than raw, so anything short of a 10 loses money.

Raw (NM)
$371
PSA 10
$480
PSA 9
$361
Gem premium
1.3×
As of
Sep 4, 2026

Break-even by outcome and fee

D'Andre Swift #DT-39: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$480+$83.28+$58.28−$41.72
PSA 9$361−$35.87−$60.87−$161
PSA 8$251−$145−$170−$270

Net = sale price − $371 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

D'Andre Swift #DT-39: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$390−$31.08
50%$420−$1.30
75%$450+$28.49

Break-even gem rate at the standard fee: about 51%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →
D'Andre Swift #DT-39: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$624best55/4570/30
PSA 10$480−$14455/4575/25
SGC 10$380−$24455/4575/25
CGC 10$288−$33655/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

D'Andre Swift #DT-39 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$480$288$624$380—
9.5————$373
9————$361
8————$251

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2020 Panini Donruss Optic Downtown cards worth checking

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Grading D'Andre Swift #DT-39 — FAQ

Is D'Andre Swift #DT-39 worth grading?

A PSA 10 D'Andre Swift #DT-39 brings $480 versus $371 raw — a $108 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($361) sells for less than raw, so anything short of a 10 loses money.

How much is a PSA 10 D'Andre Swift #DT-39 worth compared with raw?

A PSA 10 D'Andre Swift #DT-39 (Football Cards 2020 Panini Donruss Optic Downtown) sells for about $480 versus $371 for a raw near-mint copy — a 1.3× premium as of Sep 4, 2026.

Which grading company is best for D'Andre Swift #DT-39?

By resale value, BGS 10 leads at $624, ahead of PSA 10 at $480. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does D'Andre Swift #DT-39 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading D'Andre Swift #DT-39 break even?

At a standard ~$50 fee, submitting D'Andre Swift #DT-39 breaks even when it gems about 51% of the time (a miss assumed to sell at the PSA 9 price of $361).

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