
Is D'Andre Swift #DT-39 worth grading?
Football · Football Cards 2020 Panini Donruss Optic Downtown · full price guide →
Worth grading only if it gems
A PSA 10 D'Andre Swift #DT-39 brings $480 versus $371 raw — a $108 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($361) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $371
- PSA 10
- $480
- PSA 9
- $361
- Gem premium
- 1.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $480 | +$83.28 | +$58.28 | −$41.72 |
| PSA 9 | $361 | −$35.87 | −$60.87 | −$161 |
| PSA 8 | $251 | −$145 | −$170 | −$270 |
Net = sale price − $371 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $390 | −$31.08 |
| 50% | $420 | −$1.30 |
| 75% | $450 | +$28.49 |
Break-even gem rate at the standard fee: about 51%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $624 | best | 55/45 | 70/30 |
| PSA 10 | $480 | −$144 | 55/45 | 75/25 |
| SGC 10 | $380 | −$244 | 55/45 | 75/25 |
| CGC 10 | $288 | −$336 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Other 2020 Panini Donruss Optic Downtown cards worth checking
Full set checklist →Grading D'Andre Swift #DT-39 — FAQ
Is D'Andre Swift #DT-39 worth grading?
A PSA 10 D'Andre Swift #DT-39 brings $480 versus $371 raw — a $108 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($361) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 D'Andre Swift #DT-39 worth compared with raw?
A PSA 10 D'Andre Swift #DT-39 (Football Cards 2020 Panini Donruss Optic Downtown) sells for about $480 versus $371 for a raw near-mint copy — a 1.3× premium as of Sep 4, 2026.
Which grading company is best for D'Andre Swift #DT-39?
By resale value, BGS 10 leads at $624, ahead of PSA 10 at $480. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does D'Andre Swift #DT-39 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading D'Andre Swift #DT-39 break even?
At a standard ~$50 fee, submitting D'Andre Swift #DT-39 breaks even when it gems about 51% of the time (a miss assumed to sell at the PSA 9 price of $361).
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