Is Bobby Hoying [Row 0] #45 worth grading?

Football · Football Cards 1998 Flair Showcase · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Bobby Hoying [Row 0] #45 sell for $28.00, only $24.01 above the $3.99 raw price — less than an economy-tier grading fee. A PSA 9 ($25.20) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM): $3.99
Grade 9.5: $28.00
PSA 9: $25.20
Gem premium: 7.0×
As of: Sep 4, 2026

Break-even by outcome and fee

Bobby Hoying [Row 0] #45: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$28.00	−$0.99	−$25.99	−$126
PSA 9	$25.20	−$3.79	−$28.79	−$129

Net = sale price − $3.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Bobby Hoying [Row 0] #45: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$25.90	−$28.09
50%	$26.60	−$27.39
75%	$27.30	−$26.69

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Bobby Hoying [Row 0] #45 graded prices by company and grade
Grade	Graded
9.5	$28.00
9	$25.20

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 1998 Flair Showcase cards worth checking

Full set checklist →

Warren Moon [Row 0] #48

Raw $5.57PSA 10 $2,199

Randy Moss [Row 1] #5

Raw $86.94PSA 10 $990

Deion Sanders [Row 0] #31

Raw $80.00PSA 10 $900

Peyton Manning [Row 1] #3

Raw $148PSA 10 $882

Barry Sanders [Row 0] #20

Raw $373PSA 10 $1,800

Jerry Rice [Row 0] #6