Is Jim Harbaugh [Row 0] #43 worth grading?

Football · Football Cards 1998 Flair Showcase · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Jim Harbaugh [Row 0] #43 sells for $67.00 against $4.29 raw: a $62.71 spread, 16× the ungraded price. Even a PSA 9 ($61.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $4.29
Grade 9.5: $67.00
PSA 9: $61.00
Gem premium: 16×
As of: Sep 4, 2026

Break-even by outcome and fee

Jim Harbaugh [Row 0] #43: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$67.00	+$37.71	+$12.71	−$87.29
PSA 9	$61.00	+$31.71	+$6.71	−$93.29
PSA 8	$55.00	+$25.71	+$0.71	−$99.29

Net = sale price − $4.29 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jim Harbaugh [Row 0] #43: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$62.50	+$8.21
50%	$64.00	+$9.71
75%	$65.50	+$11.21

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Jim Harbaugh [Row 0] #43 graded prices by company and grade
Grade	Graded
9.5	$67.00
9	$61.00
8	$55.00

Run your own numbers

Should I pay this?

Asking priceGrading fee

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