![Michael Schumacher [Refractor] #199 (Racing Cards 2023 Topps Chrome Formula 1) — is it worth grading?](https://i.ebayimg.com/images/g/0~0AAeSwTZlongmh/s-l1600.jpg)
Is Michael Schumacher [Refractor] #199 worth grading?
Racing · Racing Cards 2023 Topps Chrome Formula 1 · full price guide →
Strong grading candidate — 35× premium in PSA 10
A PSA 10 Michael Schumacher [Refractor] #199 sells for $52.76 against $1.50 raw: a $51.26 spread, 35× the ungraded price. A PSA 9 ($11.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.50
- PSA 10
- $52.76
- PSA 9
- $11.50
- Gem premium
- 35×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $52.76 | +$26.26 | +$1.26 | −$98.74 |
| PSA 9 | $11.50 | −$15.00 | −$40.00 | −$140 |
| PSA 8 | $6.24 | −$20.26 | −$45.26 | −$145 |
Net = sale price − $1.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $21.81 | −$29.69 |
| 50% | $32.13 | −$19.37 |
| 75% | $42.45 | −$9.05 |
Break-even gem rate at the standard fee: about 97%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $69.00 | best | 55/45 | 70/30 |
| PSA 10 | $52.76 | −$16.24 | 55/45 | 75/25 |
| CGC 10 | $32.00 | −$37.00 | 55/45 | 75/25 |
| SGC 10 | $32.00 | −$37.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Michael Schumacher [Refractor] #199 — FAQ
Is Michael Schumacher [Refractor] #199 worth grading?
A PSA 10 Michael Schumacher [Refractor] #199 sells for $52.76 against $1.50 raw: a $51.26 spread, 35× the ungraded price. A PSA 9 ($11.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Schumacher [Refractor] #199 worth compared with raw?
A PSA 10 Michael Schumacher [Refractor] #199 (Racing Cards 2023 Topps Chrome Formula 1) sells for about $52.76 versus $1.50 for a raw near-mint copy — a 35× premium as of Sep 3, 2026.
Which grading company is best for Michael Schumacher [Refractor] #199?
By resale value, BGS 10 leads at $69.00, ahead of PSA 10 at $52.76. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Schumacher [Refractor] #199 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Schumacher [Refractor] #199 break even?
At a standard ~$50 fee, submitting Michael Schumacher [Refractor] #199 breaks even when it gems about 97% of the time (a miss assumed to sell at the PSA 9 price of $11.50).
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