![Peyton Manning [Interstate Refractors] #1 (Football Cards 1998 Bowman Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/JuUAAeSwIwJqLg2a/s-l1600.jpg)
Is Peyton Manning [Interstate Refractors] #1 worth grading?
Football · Football Cards 1998 Bowman Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Peyton Manning [Interstate Refractors] #1 sells for $4,968 against $196 raw: a $4,772 spread, 25× the ungraded price. Even a PSA 9 ($1,206) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $196
- PSA 10
- $4,968
- PSA 9
- $1,206
- Gem premium
- 25×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $4,968 | +$4,747 | +$4,722 | +$4,622 |
| PSA 9 | $1,206 | +$985 | +$960 | +$860 |
| PSA 8 | $490 | +$268 | +$243 | +$143 |
Net = sale price − $196 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $2,147 | +$1,901 |
| 50% | $3,087 | +$2,841 |
| 75% | $4,028 | +$3,782 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $4,999 | best | 55/45 | 70/30 |
| PSA 10 | $4,968 | −$30.63 | 55/45 | 75/25 |
| CGC 10 | $2,981 | −$2,018 | 55/45 | 75/25 |
| SGC 10 | $2,981 | −$2,018 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Bowman Chrome cards worth checking
Full set checklist →![Jason Taylor [Refractor] #158 1998 Bowman Chrome card](https://i.ebayimg.com/images/g/xnoAAeSw5AlqwrWm/s-l500.jpg)
![Emmitt Smith [Refractor] #105 1998 Bowman Chrome card](https://i.ebayimg.com/images/g/mikAAeSwcSxqG7oB/s-l500.jpg)
![Peyton Manning [Refractor] #1 1998 Bowman Chrome card](https://i.ebayimg.com/images/g/4oQAAeSwGTpqDeTb/s-l500.jpg)
![Randy Moss [Interstate] #182 1998 Bowman Chrome card](https://i.ebayimg.com/images/g/VXIAAeSw7cFqEKo8/s-l500.jpg)
Grading Peyton Manning [Interstate Refractors] #1 — FAQ
Is Peyton Manning [Interstate Refractors] #1 worth grading?
A PSA 10 Peyton Manning [Interstate Refractors] #1 sells for $4,968 against $196 raw: a $4,772 spread, 25× the ungraded price. Even a PSA 9 ($1,206) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Peyton Manning [Interstate Refractors] #1 worth compared with raw?
A PSA 10 Peyton Manning [Interstate Refractors] #1 (Football Cards 1998 Bowman Chrome) sells for about $4,968 versus $196 for a raw near-mint copy — a 25× premium as of Sep 4, 2026.
Which grading company is best for Peyton Manning [Interstate Refractors] #1?
By resale value, BGS 10 leads at $4,999, ahead of PSA 10 at $4,968. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Peyton Manning [Interstate Refractors] #1 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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