Is Michael Schumacher #HG-MS worth grading?
Racing · Racing Cards 2023 Topps Chrome Formula 1 Hidden Gems · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Michael Schumacher #HG-MS sells for $475 against $94.45 raw: a $381 spread, 5.0× the ungraded price. Even a PSA 9 ($138) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $94.45
- PSA 10
- $475
- PSA 9
- $138
- Gem premium
- 5.0×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $475 | +$356 | +$331 | +$231 |
| PSA 9 | $138 | +$18.35 | −$6.65 | −$107 |
| PSA 8 | $100 | −$19.45 | −$44.45 | −$144 |
Net = sale price − $94.45 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $222 | +$77.65 |
| 50% | $306 | +$162 |
| 75% | $391 | +$246 |
Break-even gem rate at the standard fee: about 2%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $618 | best | 55/45 | 70/30 |
| PSA 10 | $475 | −$143 | 55/45 | 75/25 |
| CGC 10 | $285 | −$333 | 55/45 | 75/25 |
| SGC 10 | $285 | −$333 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2023 Topps Chrome Formula 1 Hidden Gems cards worth checking
Full set checklist →
Grading Michael Schumacher #HG-MS — FAQ
Is Michael Schumacher #HG-MS worth grading?
A PSA 10 Michael Schumacher #HG-MS sells for $475 against $94.45 raw: a $381 spread, 5.0× the ungraded price. Even a PSA 9 ($138) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Schumacher #HG-MS worth compared with raw?
A PSA 10 Michael Schumacher #HG-MS (Racing Cards 2023 Topps Chrome Formula 1 Hidden Gems) sells for about $475 versus $94.45 for a raw near-mint copy — a 5.0× premium as of Sep 4, 2026.
Which grading company is best for Michael Schumacher #HG-MS?
By resale value, BGS 10 leads at $618, ahead of PSA 10 at $475. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Schumacher #HG-MS need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Schumacher #HG-MS break even?
At a standard ~$50 fee, submitting Michael Schumacher #HG-MS breaks even when it gems about 2% of the time (a miss assumed to sell at the PSA 9 price of $138).
Best on iPhone & Android
Check your racing card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
