![Joe Montana [Heroes Checklist] #9 (Football Cards 1991 Upper Deck Heroes) — is it worth grading?](https://i.ebayimg.com/images/g/4xgAAOSwTWBnYTyb/s-l1600.jpg)
Is Joe Montana [Heroes Checklist] #9 worth grading?
Football · Football Cards 1991 Upper Deck Heroes · full price guide →
Strong grading candidate — 35× premium in PSA 10
A PSA 10 Joe Montana [Heroes Checklist] #9 sells for $44.14 against $1.25 raw: a $42.89 spread, 35× the ungraded price. A PSA 9 ($18.49) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.25
- PSA 10
- $44.14
- PSA 9
- $18.49
- Gem premium
- 35×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $44.14 | +$17.89 | −$7.11 | −$107 |
| PSA 9 | $18.49 | −$7.76 | −$32.76 | −$133 |
| PSA 8 | $14.68 | −$11.57 | −$36.57 | −$137 |
Net = sale price − $1.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $24.90 | −$26.35 |
| 50% | $31.31 | −$19.94 |
| 75% | $37.73 | −$13.52 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $57.00 | best | 55/45 | 70/30 |
| PSA 10 | $44.14 | −$12.86 | 55/45 | 75/25 |
| CGC 10 | $26.00 | −$31.00 | 55/45 | 75/25 |
| SGC 10 | $26.00 | −$31.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1991 Upper Deck Heroes cards worth checking
Full set checklist →![Joe Montana [1981 A Star Is Born] #2 1991 Upper Deck Heroes card](https://i.ebayimg.com/images/g/WWwAAeSwNlxqTwD0/s-l500.jpg)
![Joe Namath [Checklist 10-18] #18 1991 Upper Deck Heroes card](https://i.ebayimg.com/images/g/hu8AAOSwXgVkB14d/s-l500.jpg)
![Joe Montana [1989 Back to Back] #7 1991 Upper Deck Heroes card](https://i.ebayimg.com/images/g/U~AAAOSw1~5m0lD8/s-l500.jpg)
![Joe Montana [1984 Super Bowl MVP] #3 1991 Upper Deck Heroes card](https://i.ebayimg.com/images/g/whQAAeSwfwRqW-S~/s-l500.jpg)
Grading Joe Montana [Heroes Checklist] #9 — FAQ
Is Joe Montana [Heroes Checklist] #9 worth grading?
A PSA 10 Joe Montana [Heroes Checklist] #9 sells for $44.14 against $1.25 raw: a $42.89 spread, 35× the ungraded price. A PSA 9 ($18.49) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Montana [Heroes Checklist] #9 worth compared with raw?
A PSA 10 Joe Montana [Heroes Checklist] #9 (Football Cards 1991 Upper Deck Heroes) sells for about $44.14 versus $1.25 for a raw near-mint copy — a 35× premium as of Sep 4, 2026.
Which grading company is best for Joe Montana [Heroes Checklist] #9?
By resale value, BGS 10 leads at $57.00, ahead of PSA 10 at $44.14. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Montana [Heroes Checklist] #9 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
