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Is Al Smith #228 worth grading?

Football · Football Cards 1991 Topps · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Al Smith #228 sell for $16.00, only $14.84 above the $1.16 raw price — less than an economy-tier grading fee. A PSA 9 ($14.95) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$1.16
Grade 9.5
$16.00
PSA 9
$14.95
Gem premium
14×
As of
Sep 2, 2026

Break-even by outcome and fee

Al Smith #228: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$16.00−$10.16−$35.16−$135
PSA 9$14.95−$11.21−$36.21−$136

Net = sale price − $1.16 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Al Smith #228: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$15.21−$35.95
50%$15.47−$35.69
75%$15.74−$35.42

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Al Smith #228 graded prices by company and grade
GradeGraded
9.5$16.00
9$14.95

Run your own numbers

Should I pay this?

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Grading Al Smith #228 — FAQ

Is Al Smith #228 worth grading?

Grade 9.5 copies of Al Smith #228 sell for $16.00, only $14.84 above the $1.16 raw price — less than an economy-tier grading fee. A PSA 9 ($14.95) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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