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Erik McMillan #223 (Football Cards 1989 Topps) — is it worth grading?

Is Erik McMillan #223 worth grading?

Football · Football Cards 1989 Topps · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Erik McMillan #223 sell for $9.00, only $6.59 above the $2.41 raw price — less than an economy-tier grading fee. A PSA 9 ($8.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$2.41
Grade 9.5
$9.00
PSA 9
$8.50
Gem premium
3.7×
As of
Sep 3, 2026

Break-even by outcome and fee

Erik McMillan #223: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$9.00−$18.41−$43.41−$143
PSA 9$8.50−$18.91−$43.91−$144
PSA 8$3.47−$23.94−$48.94−$149

Net = sale price − $2.41 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Erik McMillan #223: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$8.63−$43.78
50%$8.75−$43.66
75%$8.88−$43.53

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Erik McMillan #223 graded prices by company and grade
GradeGraded
9.5$9.00
9$8.50
8$3.47

Run your own numbers

Should I pay this?

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Other 1989 Topps cards worth checking

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Grading Erik McMillan #223 — FAQ

Is Erik McMillan #223 worth grading?

Grade 9.5 copies of Erik McMillan #223 sell for $9.00, only $6.59 above the $2.41 raw price — less than an economy-tier grading fee. A PSA 9 ($8.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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