Is Ray Allen [Luminescent] #T14A worth grading?

Basketball · Basketball Cards 1998 Stadium Club Triumvirate · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Ray Allen [Luminescent] #T14A sell for $56.00, only $18.23 above the $37.77 raw price — less than an economy-tier grading fee. A PSA 9 ($50.63) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM): $37.77
Grade 9.5: $56.00
PSA 9: $50.63
Gem premium: 1.5×
As of: Sep 4, 2026

Break-even by outcome and fee

Ray Allen [Luminescent] #T14A: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$56.00	−$6.77	−$31.77	−$132
PSA 9	$50.63	−$12.14	−$37.14	−$137

Net = sale price − $37.77 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Ray Allen [Luminescent] #T14A: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$51.97	−$35.80
50%	$53.31	−$34.46
75%	$54.66	−$33.11

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Ray Allen [Luminescent] #T14A graded prices by company and grade
Grade	Graded
9.5	$56.00
9	$50.63

Run your own numbers

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